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Travel Payment Plan

Yes, you can afford your dream vacation!

We’ve put together an easy way for you to see the world. Our Authentic Vacation Payment Plan costs nothing for you to use. You make payments toward your booked vacation whenever you want, and for the amount, you want to pay. No automatic withdrawals from your credit card or bank—your payment structure is completely up to you.

You’ll have a private portal to keep track of payments, receipts, and balances. Your final payment must be made 60 days before your departure date. Of course, your reservation includes our Travel Flexibility Policy. Start out with a minimum of only 25% down at the time of booking, and go from there.

We want to help you discover the world!



  1. No pre-approval is needed & no fees.
  2. Book your Authentic Vacation with just a 25% deposit.
  3. You choose when and how much to pay up to 60 days before departure (or until the total trip cost is satisfied).
  4. Take off on your dream vacation!


What is the Authentic Vacations Travel Payment Plan?

This is our no-cost payment plan we’ve created to help you have exactly the vacation that you want—we are the only business in the travel industry that offers you flexible payments toward your travels.  The Plan gives you the opportunity to pay for your vacation on a phased payment plan of your choosing, starting with as little as a 25% deposit.  There’s only one rule regarding time:  Your balance must be paid-in-full 60 days before your departure.

Can I use the Travel Payment Plan for vacations to all of your destinations?

Yes. This offer is valid year-round for any of our Authentic Vacation destinations. Some specialty tours and experiences in certain destinations may be excluded from our Payment Plan, due to our partners’ own payment requirements.  This would include something specialized such as setting up tee-times for Old Course at St. Andrews, etc.

What isn’t included in the Travel Payment Plan?

The Travel Payment Plan applies only to the land portion of your vacation, does not include airfare, nor is it valid for group tours of eight passengers or more, or for escorted tours. Reservations are subject to Authentic Vacations’ standard booking and cancellation policies.  Travel insurance purchased through our provider, Arch Roam Right, may offer additional cancellation protection.

What type of payments methods may I use?

We accept MasterCard, Visa, American Express, personal checks, money orders, and cashier checks, as well as wire transfers.  (Of course, if you choose to put your payment on a credit card, you’ll be liable for the interest they charge, as you would with any other purchase.) Our Payment Plan charges you nothing. Let’s make this easy for you!

How often do I need to make payments on the Travel Payment Plan?

When you first book your vacation with us, request the Travel Payment Plan.  You’ll make an initial 20% deposit.  Then, it’s up to you—you decide when, how frequently, and how you want to make your remaining payments until your trip is paid in full.  That full payment is required 60 days prior to your departure.

How do I set up a Travel Payment Plan?

When you request a vacation quote from one of our Authentic Travel Experts, and you begin to plan your Authentic Vacation, simply notify your agent that you’d like to book and pay for your trip on the Travel Payment Plan.  Our team will provide you with easy login instructions to set up your online account.  Through this, you’ll be able to access your travel documents, communicate special requests, make payments, get receipts, and check your balance.

Do you take payments over the phone or through the mail?

Yes.  If you prefer not to use your private, online portal, you are welcome to call in or mail Authentic Vacations your payments.

Can I use the Travel Payment Plan with any discounts or promotions offered by Authentic Vacations?

Yes, but some parts of your trip may include specialty tours and experiences that might be excluded from your Payment Plan.  Those will need to be paid for in advance.  Example, tee-time tickets to Old Course at St. Andrews, etc.

What type of currency can I use? 

Payments are accepted in U.S. dollars only.

If I book an Authentic Vacation through my own travel advisor, can I still use the Travel Payment Plan?

Yes.  Our Travel Payment Plan is available for clients who book directly with us or with their own travel advisor.

Is there a minimum age for using the Payment Plan?

Yes.  You must be at least 18 years of age.  Please note:  Some rental car companies have a minimum age requirement of 21 or 25 years old to rent vehicles.

If I didn’t request the Travel Payment plan when I first booked my trip, can I start using it for the balance of my trip, anyway?

Yes.  If your reservation is still valid and has not been canceled, simply inform your Authentic Travel Expert, telling them you’d like to begin using the plan.  We’ll take it from there.

There are several people traveling in our party on the same reservation. Can we each pay separately?

Yes.  If desired each person in your party can make payments on the same reservation through your assigned Authentic Vacations trip account.

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